고지서를 받으�?송달지(실거주지)�?변경하실려�?서비스를 신청하여 주시�?바랍니다.If a grammatical principle that's added to 서툴�?is really a vowel �?and there's no other possibility besides a vowel �?then that grammatical theory can't be additional to 서툴�?주식매입자금대�?금리인하요�